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The victim sends the money to purchase a webcam and the lady vanishes with the money never to be seen again. Once again, the lady vanishes with the money.
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In the final variation of this scam the Filipino lady may explain that she is a student and is moonlighting as a webcam girl at an adult chat site. The Filipino lady sends the user a link to an adult chat site and states that the service is free and a credit card is only needed for age verification. Several weeks later the victim looks at their credit card statement and sees billing for adult chat services. In this scam the scammer asks you to send money for fees for college, university or other educational activities.
In this scam the scammer asks you to send money for food, rent, internet access or other living expenses. Typically this will be followed by a request for another small amount of money shortly after the victim sends their initial amount. They will then suggest that you send them the money so they can purchase a plane ticket.
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Shortly later they will tell you they need additional money for a passport, visa fees, transportation to the airport and miscellaneous expenses. In some cases they will also tell the victim that the visa requirements state that they need to have a certain amount of money in their bank account so they can proof to the immigration official that they have sufficient funds for their visa. Some scammers will show fake copies of plane tickets, visas or other documents to make the travel plans appear to be authentic.
Only when all passengers are off the plane and the scammer doesn't show up do they realize that they've been scammed.
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In order to avoid these scams never send money for any travel related expense, instead make it clear that you will travel to meet them AFTER you have spent considerable time chatting to them for many months. Also, make it clear that you will never send any money to anyone you meet online. If the person is genuine they should be very happy that you will travel to meet them, if they are a scammer and sense that they will never receive any money you will probably find that they disappear as soon as they realize they will never receive any financial benefit from communicating with you.
In this scam the scammer will contact the victim and explain that either they or some close family member has had some tragic accident or medical emergency and will die or suffer grave consequences unless you send them enough money to pay for the medical fees.